Move money

Send and receive money with unmatched speed, savings, and security – powered by Beam’s breakthrough stablecoin and fiat solutions.
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Modern businesses require modern financial services

Beam is a next-generation payments service provider that combines the global reach, speed, and cost efficiency of stablecoins with the familiarity of traditional accounts and payment networks.
Hub
Take control of your company’s transactions with Beam’s Hub. Seamlessly manage payment processing for your business and users, all in one place.
API
Streamline your payment workflows with Beam’s API for internal treasury management use cases or for your customers. Automate payments and payouts to scale your operations with speed and security.

Built for the Best, trusted by the Best

Why businesses choose Beam

Beam’s payments infrastructure enables modern money movement for PSPs, fintechs, banks, enterprise wallets, remittance platforms, FX platforms, corporates, onchain banks, and more.
Comprehensive Payment Network Access
Customize your account to leverage the ideal payment rails for your needs, including RTP, FedNow, Push-to-Card, Standard or Same-Day ACH, and Wire.
Wider Transaction Margins
Get your money when you need it and reduce costs and friction with Beam’s rapid processing and low fees.
Flexible onboarding options
Get started with Beam’s no-code dashboard, or choose our API or embedded services to customize your payment flows.
Quicker Access to Funds
Accelerate liquidity and ensure timely access to working capital with Beam’s fast settlement capabilities.
Regulated & FinCEN Certified
Partner with Beam, a registered US MSB, built with fully-licensed US-based custodians, and directly partnered with OCC-chartered bank.
Robust Payments Compliance
Build with confidence as we handle thorough KYC/KYB, AML, and transaction risk monitoring (both on-chain and off-chain), as well as watchlist screening and SAR reporting, with our dedicated in-house compliance team to ensure bank-grade security and regulatory adherence.

Secured by Enterprise-Grade Standards

Beam ensures your business operates with the highest level of protection. Beam is SOC 2 Type II compliant and registered with FinCEN as a Money Service Business. Beam is built with fully-licensed US-based custodians and an OCC-chartered bank. Your transactions and data are safeguarded by the most stringent security and compliance protocols within financial services.

Ready for better payments?

Connect with our team to explore how Beam can transform your financial operations to accelerate growth.
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