Move money

Send and receive money with unmatched speed, savings, and security – powered by Beam’s breakthrough stablecoin and fiat solutions.

Modern businesses require modern financial services

Beam is a next-generation payments platform that combines the global reach, speed, and cost efficiency of stablecoins with the familiarity of traditional accounts and payment networks.
Hub
Beam’s Hub is your payments command center. Leverage the power of stablecoins alongside traditional currencies to reduce processing times, cut fees, and limit currency volatility - all in minutes with our no-code dashboard.
API
Beam’s Payments API is your digital payments engine for fully customizable transaction workflows between stablecoins and fiat. Achieve unmatched speed, security, and cost efficiency while handling any volume or payment type.
Embedded
Embedded is your digital payments layer that integrates directly into your UX. Enable fast, low-cost funding and payouts for your customers with ease, while we handle end-to-end compliance.
White label
Powered by Beam, delivered by you. Our white label solution lets you offer seamless payment services under your own name, while we manage the technology behind the scenes.

Built for the Best, trusted by the Best

Why businesses choose Beam

Beam is a next-generation payments platform that combines the global reach, speed, and cost efficiency of stablecoins with the familiarity of traditional accounts and payment networks.
Comprehensive Payment Network Access
Customize your account to leverage the ideal payment rails for your needs, including RTP, FedNow, Push-to-Card, Standard or Same-Day ACH, and Wire.
Wider Transaction Margins
Cut payment fees by leveraging Beam’s stablecoin-powered payments that bypass traditional banking delays and costs
Flexible onboarding options
Get started with Beam’s no-code dashboard, or choose our API or embedded services to customize your payment flows.
Quicker Access to Funds
Accelerate access to working capital with Beam’s global stablecoin liquidity and fast settlement capabilities
Regulated & FinCEN Certified
Partner with Beam, a registered US MSB, built with fully-licensed US-based custodians, and directly partnered with an OCC-chartered bank.
Robust Payments Compliance
Build with confidence as we handle thorough KYC/KYB, AML, and transaction risk monitoring (both on-chain and off-chain), as well as watchlist screening and SAR reporting, with our dedicated in-house compliance team to ensure bank-grade security and regulatory adherence.

Secured by Enterprise-Grade Standards

Beam ensures your business operations are protected with the highest level of security. Beam is SOC 2 Type II compliant, ensuring that we meet the highest standards for data protection and operational integrity, and adheres to PCI compliance to safeguard your card and other sensitive information.Your transactions and data are safeguarded by the most stringent security and compliance protocols within financial services.

Ready for modern payments?

Connect with our team to explore how Beam can transform your financial operations to accelerate growth.